Changes in the insurance industry have made recovery under commercial policies more difficult and complex than ever before. Insurance brokers are often at the mercy of market forces pushing complex products such as Builders Risk and OCIP programs into the commodity class of business.

Consider these factors:
There are no standard builders risk forms available in the United States market. Insurance companies offer their own unique policies. Whether placed as part of an Owner Controlled Insurance Program, or as standalone coverage, they are often chosen on the basis of price, not breadth or quality of coverage.

The policy language variations between insurers create significant potential for misunderstanding after a claim is filed.

As an expert consultant I am familiar with these variations and their implications for coverage in specific cases. I have over thirty years experience and have arranged or underwritten insurance coverage on hundreds of projects.

I offer expertise to plaintiff’s counsel, defense counsel, and in cases of inter-company disputes and arbitration.